Your brokerage’s agreement becomes part of the client application. Paste the wording once and BrokerPlus creates a PDF with the borrower’s signing area, plus a broker signing area if you turn on a countersignature. You no longer need to upload a PDF or place signature boxes yourself.
Without an agreement of your own, borrowers still authorize their credit check with a checkbox on the application, and BrokerPlus files a Credit Consent Record PDF in the deal’s Documents for each of them.
Set Your Agreement
- Open Client Requests, then Settings, then Application.
- Find Client Consent Agreement. Paste your brokerage-approved wording into Agreement Text.
- Check Legal Operating Name and Version.
- Read any additional authorizations shown below your text. These are included according to the verification capabilities available to your brokerage.
- Turn on Broker Countersignature only if your brokerage requires the main agent on the deal to sign each borrower’s copy.
- Choose Save Agreement, then View Saved PDF to inspect the generated document.
The suggested agreement is a starting point, not legal advice. Have your brokerage review the wording before using it. Marketing consent is separate from authorization to process a mortgage application.
Included Authorizations
An Equifax credit authorization is included when Equifax is connected. This is credit verification consent, not a claim that Equifax identity screening is enabled.
An identity-verification authorization is offered when your compliance program verifies clients with government photo identification. It is off until you turn it on, so your agreement never claims a check you do not run. BrokerPlus does not copy Finmo’s Persona or referral-provider clauses into your agreement.
The included wording is visible in settings. Each new application receives the authorizations applicable when it is created.
Borrower and Broker Signatures
Each borrower signs their own copy through the application’s existing signing flow. As soon as a borrower has signed, they can carry on and submit their application. They never wait on your signature.
With Broker Countersignature off, which is the default, the borrower’s signature completes the document and the signed copy is added to the deal’s Documents right away.
With it on, the main agent on the deal is the countersigner. Once a borrower signs, that agent gets a notification (in the app and by email) and a Waiting on your countersignature card at the top of the deal’s Client Hub. Click Countersign on that card to open the form and sign it. Once you finish, you're brought back to the deal's Client Hub. Borrowers don't get emails from the signing provider for this form, so nobody is asked to sign something they have already signed.
Both parties enter their name, signature and signing date, and the executed copy is added to the deal’s Documents once everyone who has to sign has signed.
Signed agreements and Credit Consent Records are also included in the deal’s compliance export.
The signing provider retains the electronic signing record. Completed documents continue to be filed through the existing signed-document workflow.
Change the Agreement Later
Save revised wording with an updated version before sending new applications. An application already sent keeps its original document. Changing your settings does not replace an agreement already signed or awaiting signature.
Applications already sent keep the document they were sent, so a client part-way through signs what they were given. Saving new wording applies to applications sent from that point on.
What to Do Next
- Set the Defaults Clients See for the rest of the client application settings.
- Send a Client a Request for Documents to send the agreement with an application.